Employers who do not have workers’ compensation insurance are to be fined $100 to $1,000 for each of the employer’s employees every day the employer is without coverage. If the employee is awarded benefits paid by the Uninsured Employers’ Fund (“UEF”), the employer is required to reimburse the UEF for any money paid and may be subject to legal action to collect these funds. Additionally, the employer is no longer protected by the “exclusive remedy” provision of workers’ compensation and the employee may sue the employer in court to seek pain and suffering, punitive damages, and any other relief allowed by law.